Building your Tembo Plan
Mortgages can feel like double-dutch.
LTV, APR, DTI... it's enough to make your head spin. Let us break it down for you. Dig into our content to learn more about house hunting, first-time buyer mortgages, interest rates and so much more.
The essential guide to Shared Ownership
Shared Ownership has become an increasingly popular choice for those looking to get on the ladder, faster. Confused about what Shared Ownership is, and how it could potentially help you? We’ve got you covered.Read on
The Bank of Mum and Dad. Everything you need to know.
With house prices rising as much as 10% a year many younger homebuyers are being priced out. The Bank of Mum and Dad is becoming an increasingly popular option to help the next generation onto the ladder. Here's everything you need to know.Read on
Rent vs Buy. What's right for you?
There are lots to consider in the rent vs buy argument so we’ve covered the main points to help you decide if you should buy a home or rent instead.Read on
A guide to mortgages for the self-employed
Self-employed and looking for a mortgage? Here's everything you need to know about getting on the property ladder when you work for yourself.Read on
What you need to know about buying with a partner
If you’re buying a house with a partner or spouse or teaming up with your friend to get on the housing ladder read our top 10 tips on buying your first home with someone else.Read on
The essential guide to Help to Buy
Record numbers of people are buying homes through the government's Help to Buy scheme, but does anyone really understand what it is?Read on
What is a joint borrower sole proprietor (JBSP) mortgage?
With property prices soaring, a joint borrower sole proprietor mortgage is a way for families to help often younger people (who are still early on in their careers and on lower salaries) to buy a home.Read on
The top Insta accounts to follow for savvy advice on saving
We’ve rounded up our top 5 budgeting accounts to help you on your journey to financial freedom and home ownership.Read on
Tembo Insights Report: Jan-Jun 2021
Today at Tembo, we're launching the results of our impact and customer insights report for the first half of 2021. Through analysing the data of 2,432 Tembo users from 1st January to 30th June, a few shocking figures (and some less surprising) emerged.Read on
Inheritance etiquette: How to talk to your family about money
If there were ever two subjects guaranteed to kill the conversation at a family gathering, it's money and death. We've compiled ten tips, so you'll know how to talk about money with your parentsRead on
What does summer have in store for first-time buyers?
The housing market has been on fire since the start of the year. But what do the summer months hold for first-time buyers?Read on
What options are there for the Bank of Mum and Dad?
The Bank of Mum and Dad is big business in the world of homeownership. Typically it lends around £6bn each year, making it a top ten UK mortgage lender.Read on
Buying a house: How long does it take?
If you’re fed up of living in a cramped rented flat or sticking to your mum and dad’s house rules then there’s probably only one question on your mind. How long does it take to buy a house?Read on
Why your credit score matters when buying a home.
When it comes to buying your first home, your credit score matters. You might think, so what if my online shopping bill is a month overdue or I’ve received a notice from a debt collector.Read on
12 baffling mortgage acronyms explained.
If you don’t know your SVRs from your APRs, your BTLs from your RIOs and you think a mortgage DIP sounds like it would be nice with some pitta bread, you're in the right place.Read on
The low-down on stamp duty for first-time buyers
When you’re buying a home, it can seem like you’re being asked to raid your savings for fee after fee and bill after bill. Let's cover off exactly what stamp duty is, and how it affects first-time buyers.Read on
Mortgage prisoners: trapped paying up to 9% interest
Mortgage prisoners have been hitting the headlines recently, and for good reason.Read on
Guarantor mortgages explained.
You will have heard of a first-time buyer mortgage, perhaps also a remortgage, but what about a guarantor mortgage?Read on