Mortgages can feel like double-dutch.

LTV, APR, DTI... it's enough to make your head spin. Let us break it down for you. Dig into our content to learn more about house hunting, first-time buyer mortgages, interest rates and so much more.

Tembo Insights Report: Jan-Jun 2021

Today at Tembo, we're launching the results of our impact and customer insights report for the first half of 2021. Through analysing the data of 2,432 Tembo users from 1st January to 30th June, a few shocking figures (and some less surprising) emerged.

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Inheritance etiquette: How to talk to your family about money

If there were ever two subjects guaranteed to kill the conversation at a family gathering, it's money and death. We've compiled ten tips, so you'll know how to talk about money with your parents

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What does summer have in store for first-time buyers?

The housing market has been on fire since the start of the year. But what do the summer months hold for first-time buyers?

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What options are there for the Bank of Mum and Dad?

The Bank of Mum and Dad is big business in the world of homeownership. Typically it lends around £6bn each year, making it a top ten UK mortgage lender.

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Buying a house: How long does it take?

If you’re fed up of living in a cramped rented flat or sticking to your mum and dad’s house rules then there’s probably only one question on your mind. How long does it take to buy a house?

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Why your credit score matters when buying a home.

When it comes to buying your first home, your credit score matters. You might think, so what if my online shopping bill is a month overdue or I’ve received a notice from a debt collector.

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12 baffling mortgage acronyms explained.

If you don’t know your SVRs from your APRs, your BTLs from your RIOs and you think a mortgage DIP sounds like it would be nice with some pitta bread, you're in the right place. 

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The low-down on stamp duty for first-time buyers

When you’re buying a home, it can seem like you’re being asked to raid your savings for fee after fee and bill after bill. Let's cover off exactly what stamp duty is, and how it affects first-time buyers.

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Using a Retirement Interest Only Mortgage to boost* your deposit

Tembo's customers can combine a retirement interest only (RIO) mortgage with a regular first-time buyer mortgage.

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Mortgage prisoners: trapped paying up to 9% interest

Mortgage prisoners have been hitting the headlines recently, and for good reason.

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Guarantor mortgages explained.

You will have heard of a first-time buyer mortgage, perhaps also a remortgage, but what about a guarantor mortgage?

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Getting on the ladder in 2021: Difficult, but not impossible.

With property prices soaring, wages stagnating, and millennials the first generation in history that will be financially worse off than their parents, it is no surprise that it’s harder than ever to get your foot on the property ladder.

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What the 2021 budget means for aspiring home buyers.

Yesterday the Chancellor turned the key in his big red briefcase and announced his latest budget.

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