Building your Tembo Plan
Mortgages can feel like double-dutch.
LTV, APR, DTI... it's enough to make your head spin. Let us break it down for you. Dig into our content to learn more about house hunting, first-time buyer mortgages, interest rates and so much more.
How does getting a mortgage actually work?
Let's take it back to basics with the steps you need to know about how to get a mortgage.Read on
Mortgages for students
Don't want to spend your university years in a neglected bedsit? Check out our guide to student mortgages.Read on
Everything you need to know about affordability
Before your bank hands over thousands of pounds for you to buy a home, you must prove you can afford to pay it back. Affordability is being able to comfortably repay your mortgage each month.Read on
8 facts you might not know about deposits
From the relationship between interest rates and deposit sizes to the difference between your mortgage and exchange deposit, we’ve compiled a handy list of eight things you might not know about deposits.Read on
Family springboard mortgages explained
A family springboard mortgage allows first-time buyers to purchase a home without any deposit. Your family member or friend either has to offer their savings or a chunk of their property equity as security for your mortgage.Read on
What is remortgaging and how does it work?
Confused about remortgages? We're here to tell you all about why you'd want one, when is the best time to take one out, how you do it and when you should avoid it.Read on
The essential guide to Shared Ownership
Shared Ownership has become an increasingly popular choice for those looking to get on the ladder, faster. Confused about what Shared Ownership is, and how it could potentially help you? We’ve got you covered.Read on
The Bank of Mum and Dad. Everything you need to know.
With house prices rising as much as 10% a year many younger homebuyers are being priced out. The Bank of Mum and Dad is becoming an increasingly popular option to help the next generation onto the ladder. Here's everything you need to know.Read on
Rent vs Buy. What's right for you?
There are lots to consider in the rent vs buy argument so we’ve covered the main points to help you decide if you should buy a home or rent instead.Read on
A guide to mortgages for the self-employed
Self-employed and looking for a mortgage? Here's everything you need to know about getting on the property ladder when you work for yourself.Read on
The essential guide to Help to Buy
Record numbers of people are buying homes through the government's Help to Buy scheme, but does anyone really understand what it is?Read on
Buying a house: How long does it take?
If you’re fed up of living in a cramped rented flat or sticking to your mum and dad’s house rules then there’s probably only one question on your mind. How long does it take to buy a house?Read on
Why your credit score matters when buying a home.
When it comes to buying your first home, your credit score matters. You might think, so what if my online shopping bill is a month overdue or I’ve received a notice from a debt collector.Read on
12 baffling mortgage acronyms explained.
If you don’t know your SVRs from your APRs, your BTLs from your RIOs and you think a mortgage DIP sounds like it would be nice with some pitta bread, you're in the right place.Read on
Guarantor mortgages explained.
You will have heard of a first-time buyer mortgage, perhaps also a remortgage, but what about a guarantor mortgage?Read on
Getting on the ladder in 2021: Difficult, but not impossible.
With property prices soaring, wages stagnating, and millennials the first generation in history that will be financially worse off than their parents, it is no surprise that it’s harder than ever to get your foot on the property ladder.Read on
What the 2021 budget means for aspiring home buyers.
Yesterday the Chancellor turned the key in his big red briefcase and announced his latest budget.Read on