By your side from the first £1 saved to your new home
Tembo is a multi-award winning savings & mortgage platform, making home happen against the odds. Trusted by thousands to help them to save and get onto the ladder sooner, stay on it or move up it.
WE’VE BOOSTED BUDGETS BY
£ 2,026,277,624
£82,000
average boost to affordability
80%
of our customers have been turned away previously
8 days
average time to mortgage offer
Buying a home has never been harder
The affordability gap is getting worse
House prices have increased by over 200% since 2000. Yet, wages have stagnated, the cost of living and renting is rising, and lender criteria is getting stricter. The average home in the UK now costs 10x income, pushing homeownership out of reach for the next generation.
House prices
+200%
since 2000
Homeownership makes you
£200K richer
over 20 years vs renting
On average, it takes
10 years
to save for a house
Wealth gap between generations is growing
Millennials are the first generation in history to be worse off than their parents. Thanks to increasing house prices, inheritance and final salary pension schemes, Boomers have accumulated the vast majority of the UK’s wealth. While financial insecurity has hit the younger generation the hardest. With more than a quarter of first time buyers delaying important life events to own their own home first, homeownership means more than painting the walls your favourite colour.
75%
property wealth owned by over 55s
1 in 5
delaying kids to afford a house
83%
of homeowners feel it’s harder now to buy a home
Mortgage advice is outdated
There is so much innovation in savings and mortgages, but understanding what’s out there is difficult for both customers and brokers. Our award-winning app and online fact find overcome this problem, helping you save faster, understand what mortgage options are available to you, and discover all the ways you could boost your affordability.
+20,000
Mortgage products we advise on
+100
Lenders on our panel
+15
Alternative ways to get on the ladder
How we're changing things
Save faster
Our award-winning Lifetime ISA offers a 25% government bonus on deposit savings, and the best available rate on the market (excluding introductory periods). Plus, the app is packed with features that can reduce your time to buy.
Boost your affordability
We help you find alternative solutions where other brokers can’t. Our award-winning technology enables you to discover your true affordability, increasing our average user’s budget by £82,000.
Make home happen
Once you’re ready to buy or remortgage, your dedicated mortgage team will be with you from hello, all the way to move in day or switching onto your new deal. It’s why our customers have voted us the UK’s Best Mortgage Broker at the British Banking Awards two years running.
“Our experience of Tembo has been amazing! Their website is so easy to use, we were able to set up our initial appointments within a couple of days, and everyone we have spoken to has been so helpful, friendly and knowledgeable.”
Jo Pohl
Income Booster
The folks behind it all
We're a proud team of +40 and growing, united in our mission to help people get on the ladder, stay on it or move up it.
Tembo's founding team
Here's some of the people that have been making the Tembo magic happen right from the get-go.
The values that power our mission
It’s all about people
Tembo is a fintech, but not a faceless void of bots and automations. We know that we're stronger when people and tech work together to build a company that can achieve the impossible.
Find a way
We leave no stone unturned in our search for solutions. Whether it’s helping someone buy their first home against the odds, or building market-defining tech, we aren’t phased by big challenges.
Don’t like it? Change it
We believe innovation, bold thinking & radical ideas can change the way we do things. For too long, those with less have got the short end of the stick when it comes to finance. We didn’t like that, so we’re changing it.
We’re funded by and partnered with some of the biggest names in finance
Curious to know more?
