Play around with our mortgage calculator to see what you could borrow. At Tembo, we specialise in increasing home buyer’s budgets - discover your true buying budget here. This calculator is only an estimate of how much you may be able to borrow, create a Tembo plan to get a free personalised recommendation, and then seek mortgage advice.

See your results

Discover how much you can really borrow.

I want to

Purchase

Remortgage

My household income is

I’ve saved up a deposit of

This calculator is only an estimate of how much you may be able to borrow. Create a Tembo plan and seek mortgage advice to get a more personalised figure.

Have a property in mind?

Property price

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Add a Booster (Guarantor) to increase your borrowing.

A Booster (similar to a Guarantor) is a friend or family member who is willing to support your mortgage application, either using their income, savings or property.

Booster's income

Optional

Booster's savings

Optional

Booster's property value

Optional

Tembo is a multi-award winning savings & mortgage platform, on a mission to help first-time buyers, movers & remortgagers overcome the affordability gap. We’ve already helped thousands to save a deposit sooner and make home happen.

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Important to know

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE.

For insurance business we offer products from a choice of insurers. Tax treatment depends on individual circumstances and may be subject to change in the future. The 25% bonus and tax-free benefits of these accounts depend on government policy and tax rules, which can change at any time.

Mortgages and Insurance

Tembo Money Limited (12631312) is a company registered in England and Wales with its registered office at 18 Crucifix Lane, London, SE1 3JW. Tembo is authorised and regulated by the Financial Conduct Authority under the registration number 952652. See full details of all claims and figures shown on this website at our Transparency page. You may have to pay an early repayment charge to your existing lender if you remortgage. Tembo typically charges a fee for its mortgage advice, payable on mortgage offer, which ranges from £299-£749.

Savings

If you open a Tembo Stocks & Shares Lifetime ISA, the value of your investment could go up as well as down. Past performance is not a reliable indicator of future results, and your capital is at risk, meaning you could get back less than you put in. We do not provide investment advice, so please be sure that investing is right for you by making your own decisions or seeking advice.

Tembo, Tembo Savings, Tembo Cash ISA, Tembo Lifetime ISA, Tembo LISA and Nude are trading names of Tembo Savings Limited, which is authorised and regulated by the Financial Conduct Authority (FRN: 928010) and registered as an account information services provider (FRN: 913654). We are a private limited company registered at 18 Crucifix Lane, London, SE1 3JW, with registration number 12008146.