Get a 6x Mortgage with Tembo

With a traditional mortgage, the highest mortgage multiplier in the UK is 4-4.5x your household income. However, you may be able to borrow up to 5-6x your income if you meet the eligibility criteria for specific higher lending schemes.

It’s often difficult to get the mortgage you need to buy your dream home, due to the affordability gap between what lenders will offer and what a house costs. Being able to borrow more through a 5-6x Mortgage allows you to boost your borrowing power significantly. While you will need to prove you can afford the monthly payments to qualify for the mortgage, it’s worth keeping in mind that more of your money will be put towards paying off your loan and interest each month if you choose to take out a larger mortgage. This could mean that you have to put on hold other things, like holidays or buying a new car.

In 2024, 2023 and 2022 we were voted the UK’s Best Mortgage Broker by our customers at the British Bank Awards. We specialise in helping buyers, movers and remortgages boost their affordability. Thousands have already used Tembo to discover how they could afford their dream home. Our smart decisioning tech and mortgage experts will find the best way to boost your budget from over 100 mortgage lenders, including high street banks and innovative first time buyer schemes. So you can get a solution in an instant, plus benefit from our expert advice and access some of the best rates available.