Buy a home
Increase my budget
Buy my first home
Buy with a guarantor
Move home
Become a landlord
Help someone buy
Remortgage
Get a new deal
Reduce my payments
Buy someone out
Increase my affordability
Release funds
Get insurance
See live interest rates
Save a house deposit
Purchase
Standard Mortgage
Shared Ownership
Self Employed
Tier 2 Visa
Remortgage
Standard remortgage
Product transfer
Interest only
Part and part
Buy to Let
Standard Buy to Let
Buy to Let remortgage
Family Buy to Let
Let to Buy
Increase your affordability
With a guarantor
Income Boost - JBSP
Deposit Boost
Savings as Security
Deposit Loan
Increase your affordability
Without a guarantor
5.5x Income mortgage
Professional Mortgage
Long-term fixed rate
Fix your interest rate for up to 40-years and increase your borrowing to 6x income. Rates from 5.69%
Learn moreLifetime ISA
Cash Lifetime ISA
Stocks & Shares Lifetime ISA
Transfer your LISA
Cash ISA
Latest Articles
What is a LISA?
12 reasons to use Tembo
Save up to £20,000 tax-free
Open a Tembo Cash ISA today and earn 4.6% AER (variable) interest on your savings. Over 5-years, that’s hundreds more in your pocket vs saving with the Big Four banks.
Get startedLatest articles
Is now a good time to buy?
How to buy someone out
How long should I fix my mortgage?
Guides
FAQs
Our mission
Why we make home happen
Meet the team
The people making magic happen
Testimonials
Real stories from our happy customers
Contact Us
7 days a week - Email, phone & live chat
Careers
Join our award-winning team
Buy a home
Mortgage calculator
Compare mortgage rates
Stamp duty calculator
Remortgage
Remortgage calculator
Compare remortgage rates
Take home pay calculator
If you’d like to buy a home and you can’t afford to pay for it in cash, you may need a mortgage. But how do mortgages work? And are mortgages good or bad and what can stop you from getting one? Find out in this guide.