LTV, APR, DTI... it's enough to make your head spin. Let us break it down for you. Dig into our content to learn more about house hunting, first-time buyer mortgages, interest rates and so much more.
A Lifetime ISA is a special ISA savings account designed to help first-time homebuyers and retirement savers save up for a first house deposit or retirement faster. But this financial tool has come under some criticism in the last few days following the Treasury Committee's latest report. Here’s what you need to know about the Treasury Committee's recent report, our take on the findings, and how it all impacts you.
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You can save up to £20,000 per tax year in an Individual Savings Account (ISA) without paying tax on your interest or investment returns. But when does the ISA allowance reset? Find out in this guide.
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An ISA transfer lets you move money from one ISA to another, without affecting your ISA annual allowance or your savings’ tax-free status. If you’ve already started an ISA transfer, or you’re thinking of moving your funds, here’s how long an ISA transfer should take.
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Today (19th June 2025), the Bank of England’s Monetary Policy Committee (MPC) has voted to hold the base rate steady at 4.25%. After cutting the rate for the second time last month, today’s decision was widely expected by the market, with the committee voting for a hold.
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Most people can earn a certain amount of interest without paying tax on it, thanks to something called the Personal Savings Allowance (PSA). But how does it work, how much is it, and are you eligible?
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We all know saving money is important, but it’s hard to do when you’ve got bills to pay and your income only stretches so far. So whether you’re putting money aside for your first home, a big trip, or just building a financial buffer, we’re here to help you figure out how much to save each month, where to keep your money, and how to reach your savings goals faster.
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If you buy a house or flat in Wales, you may need to pay a tax on your property purchase called Land Transaction Tax. This is the Welsh equivalent of Stamp Duty. Find out how much Land Transaction Tax you’ll need to pay for your property purchase in this guide.
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When you buy property in Scotland, you may need to pay Land and Buildings Transaction Tax. Like Stamp Duty in England and Northern Ireland (and Land Transaction Tax in Wales), it can significantly increase the cost of buying a property. So how does Scotland’s version of Stamp Duty work and how much tax will you pay?
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If you’re buying a house or remortgaging your home, a mortgage broker can help you find the right mortgage with as little stress and paperwork as possible. If you’ve never used a mortgage broker before, you might be wondering what to expect. To help you prepare, here are 10 questions your mortgage broker might ask you.
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Even though it can feel hard to get on the property ladder, there are benefits to being a first-time buyer. To help you get your foot in your own front door, here’s our breakdown of some of the most creative first-time buyer schemes and deposit-boosing savings accounts that can help you buy your first home sooner.
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You might have heard people say that it’s harder for first-time buyers to get onto the property ladder today in comparison to previous generations. But why is it so difficult for first-time buyers to buy homes, and what can you do to finally make home happen? Find out in this guide.
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A Fixed Rate ISA is a savings account where you lock your money away for a set period and earn a guaranteed interest rate in return. Your interest will be tax-free and protected from fluctuating interest rates, but you won’t be able to withdraw your money until the end of your fixed term (usually between one to five years). In this guide, we’ll run over all the Fixed Rate ISAs currently available from TSB. If you’re looking for the best Fixed Rate ISA on the market, keep in mind that the familiar high-street banks don’t always offer the most competitive rates.
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A Fixed Rate ISA is a type of savings account where you agree to lock your money away for a set period, in return for a fixed interest rate. You’ll be protected from falling interest rates and all your interest will be tax-free, but you won’t be able to make any withdrawals until the end of your fixed period. In this guide, we’ll cover all the Fixed Rate ISAs currently offered by Yorkshire Building Society. If you’re looking for the best Fixed Rate ISA available across the market, keep in mind that the familiar high-street banks don’t always offer the most competitive rates.
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If you’d like to protect your savings from falling interest rates, a Fixed Rate ISA will give you a guaranteed interest rate for an agreed period of time. All your interest will be tax-free too, but you won’t be able to make any withdrawals until the end of your chosen term. In this guide, we’ll cover all the Fixed Rate ISAs currently offered by Leeds Building Society. If you’re looking for the best Fixed Rate ISA available across the market, keep in mind that the familiar high-street banks don’t always offer the most competitive rates.
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A Fixed Rate ISA is a type of savings account where you lock your money away for a set period of time in return for a fixed interest rate. You’ll be protected from falling interest rates and your interest will be tax-free, but you won’t be able to make any withdrawals until the end of your chosen term. Keep reading to find out what Fixed Rate ISAs are currently offered by HSBC. If you’re looking for the best Fixed Rate ISA available across providers, keep in mind that some of the biggest banks don’t always offer the most competitive rates.
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A Fixed Rate ISA is a type of savings account where you agree to lock your money away for a set period, in return for a fixed interest rate. You’ll be protected from falling interest rates and all your interest will be tax-free, but you won’t be able to make any withdrawals until the end of your fixed period. In this article, we’ll cover all the Fixed Rate ISAs currently offered by Lloyds. If you’re looking for the most competitive Fixed Rate ISA available across the market, keep in mind that the familiar high-street banks don’t always offer the most competitive rates.
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A Fixed Rate ISA lets you earn a guaranteed interest rate on your savings for a set period of time. You won’t be able to access your savings until the end of your fixed term, but your interest rate will be protected from fluctuations during this period. And, since it’s an ISA, all your interest will be tax-free, making it easier and faster to grow your savings. In this guide, we’ll cover all the Fixed Rate ISAs currently offered by Halifax. If you’re looking for the best Fixed Rate ISA available across providers, keep in mind that the familiar high-street banks don’t always offer the most competitive rates.
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A Fixed Rate ISA is a type of savings account where you lock your money away for a set period of time in return for a fixed interest rate. Your interest rate will stay the same until the end of your fixed period, no matter what happens to the Bank of England’s base rate. And, since it’s an ISA, all your interest will be tax-free, making it easier to grow your savings over time. In this guide, we’ll cover all the Fixed Rate ISAs currently offered by Virgin. If you’re looking for the best Fixed Rate ISA available across providers, keep in mind that high-street banks don’t always offer the most competitive rates.
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A Fixed Rate ISA is a savings account where you lock your money away for a set period and earn a guaranteed interest rate in return. Your interest will be tax-free and protected from fluctuating interest rates, but you won’t be able to withdraw your money until the end of your fixed term (usually between one to five years). In this guide, we’ll cover all the Fixed Rate ISAs currently offered by Skipton Building Society. If you’re looking for the best Fixed Rate ISA available across providers, keep in mind that the familiar high-street banks don’t always offer the most competitive rates.
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A Fixed Rate ISA is a type of savings account where your money is locked away for a set period, and in return, you get a guaranteed interest rate. Your interest will also be tax-free, but you won’t be able to withdraw your money until the end of your fixed term (usually between one to five years). In this guide, we’ll cover all the Fixed Rate ISAs currently offered by Coventry Building Society. If you’re looking for the best Fixed Rate ISA on the market, keep in mind that the familiar high-street banks don’t always offer the most competitive rates.
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Fixed Rate ISAs are a great way to protect your savings from falling interest rates. You’ll get a guaranteed return and tax-free interest for a set period. But what happens if you need access to your money halfway through the term? Can you take money out of a Fixed Rate ISA, or are your savings completely locked away? Here’s what you need to know.
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If you’ve been comparing savings accounts, you’ve probably come across Fixed Rate ISAs. Fixed Rate ISAs are a great way to get a guaranteed interest rate, but are they right for you or are there better ways to grow your savings?
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If you’ve already got a Fixed Rate ISA and you’ve found a better deal elsewhere, you can avoid missing out with the help of an ISA transfer. Before you make the switch, here are a few things to watch out for.
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Fixed Rate ISAs can be a smart way to grow your savings, especially if you’re looking for guaranteed returns and you won’t need access to your money for a while. But what happens if you want to keep adding to your savings pot after you’ve opened the account?
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At noon on the 8th May 2025, the Bank of England’s Monetary Policy Committee (MPC) announced that it’s cutting its base rate of interest to 4.25% — the second cut this year. While this move was widely anticipated, the decision reflects a need to confront growing economic pressures, including inflation and uncertain global trade dynamics caused by Trump’s tariffs. But what does this mean for remortgagers, first-time buyers, and home movers? Let's break it down.
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A Fixed Rate ISA is a type of savings account where you earn a Fixed Rate of interest on your savings for a set period of time. Anyone over the age of 18 can open one and save up to £20,000 a year in it without paying tax on their interest.
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Fixed Rate ISAs are a popular choice for savers who want a fixed rate of return and tax-free interest. But how many Fixed Rate ISAs can you have? And what happens if you’re a few months into a fix and you find a better rate elsewhere? Here’s everything you need to know about how many Fixed Rate Cash ISAs you can have, and how to make the most of your annual ISA allowance
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Fixed Rate ISAs are a popular choice for savers who want a fixed rate of return and tax-free interest. But how many Fixed Rate ISAs can you have? And what happens if you’re a few months into a fix and you find a better rate elsewhere? Here’s everything you need to know about how many Fixed Rate Cash ISAs you can have, and how to make the most of your annual ISA allowance
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If you’d like to buy a house in 2025, the chances are you’ll need a mortgage to buy the home. So how do you get started and what should you expect? In this guide, we’ll cover off exactly how to get a mortgage, from start to finish.
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Knowing how much equity you have in your home can make it easier to plan for the future. So how do you find out how much equity you have and is it worth taking equity out of your home? Find out in this guide.
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