Buy or remortgage using a single income
Getting a mortgage alone can seem an impossible task. Luckily, there are a range of options available to boost your borrowing and help you buy solo. Get advice from the UK's Best Mortgage Broker 2022, 2023 & 2024.
£88,000 average affordability boost
Voted the UK's Best Mortgage Broker
Available 7-days a week, plus evenings
Olivia, you’ve got 7 options to buy that home worth
£300,000
We search over 100 lenders & 25 schemes to find you the best deal
That's how we increase budgets by an average £88,000 versus “standard” mortgage calculators.
Get startedThe mortgage you need, no matter your situation
Buying, remortgaging, moving. It’s harder than ever. Especially on a single income. But we’re making home happen, against the odds. It’s why we’ve been voted the UK’s Best Mortgage Broker three years in a row.
Single income first-time buyer
Buying with complex income
First-time buyer in London
Using income to boost affordability
Remortgaging to gift a deposit
Acting as a silent guarantor
The ultimate mortgage experience
Rated 5 on Trustpilot and Google by over 2,000 people
We’ll find you the best deal
From 20,000+ products and 100+ lenders
Same day appointments
Book an instant appointment 7-days a week
A dedicated case manager & advisor
By your side from hello to getting your keys
Instant property valuations
Free home reports with 120+ data points
Advice from UK’s Best Mortgage Broker
As voted by our customers three years running
A lightning quick service
Average time to mortgage offer is just 10 days
Protection & insurance advice
The cover you need to protect you & yours
Hassle-free moving service
Easy utilities, moving & services set-up
Access to our panel of conveyancers
Tried & tested paid legal guidance from our experts
Experts in affordability
Most lenders aren't concerned with how many applicants are on a mortgage. All they care about is whether it's affordable. So if you're a single buyer, it's important you speak to an affordability expert. Our technology helps buyers and remortgage customers to discover their true buying budget from over 100 lenders and 17 specialist schemes.
Create a Tembo recommendation to find out what you can borrow alone with a standard solo mortgage, as well as how a guarantor could boost your affordability, all in under 10-minutes.
"As a self employed single parent, my prospects were pretty grim, but I've just had the great news of my mortgage offer and I'm over the moon! Thanks again!."
Phoebe
Our fees are simple
Read more about our fees & when we charge them here.
Free
Product Transfer
Expert advice + no fee!
£499
Standard
Buying or remortgaging without too much complexity.
£749
Complex
If you need extra support due to affordability (income booster), credit or complex additional borrowing needs.
What our solo buyers say about us
