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Mortgage loginCheck my affordability

Buy a share of a home with private Shared Ownership

Make the unaffordable, affordable with a private Shared Ownership mortgage. These part buy, part rent schemes let you buy a share of a home, helping you get on the ladder sooner and for less.

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Discover how much you can really borrow.

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Suitable for buyers & movers

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Buy a share of a home

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Borrow up to 10x your income

How does it work?

If you're struggling to save up a big enough deposit or get a large enough mortgage to buy a home, Shared Ownership could be the solution. Instead of getting a mortgage for the full property price you'll purchase a share of a home, significantly reducing the amount you need to get on the ladder.

Over time, you can staircase your way up to full ownership, buying more of the property each month, or in lump sums. Until then, you’ll pay rent on the part of the property you don’t own to a private landlord.

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Why Tembo?

We help buyers, movers and homeowners discover how they could boost their affordability in 3 simple steps. It’s why we’re the UK’s Best Mortgage Broker.

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The ultimate mortgage experience

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We’ll find you the best deal

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By your side from hello to getting your keys

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Average time to mortgage offer is just 10 days

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