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Fix your interest rate for up to 40-years and increase your borrowing to 6x income. Rates from 5.69%

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NEW: CASH LIFETIME ISA

Save with the market-leading rate

Open a Cash Lifetime ISA today and earn 4.30% AER (variable) interest on your savings. Over 5-years, you’ll have £600 more in your pocket than with the closest market competitor.

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Award-winning mortgage advice from the UK's Best Broker

We'll help increase your buying budget, find the best mortgage, and handle the entire process for you. Create a personalised plan in under 10-minutes & discover live interest rates, monthly repayments & more. You'll get 50% off for being a Get My Mortgage user too - a saving of up to £375.

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British Bank awards 2023 Best Mortgage Broker winner
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Discover how much you can really borrow.

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We boost buying budgets by an average £82,000

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Open 7-days a week & until 8pm Mon-Thurs

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Voted the UK's Best Broker 2022 & 2023

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Experts in boosting affordability

We're on a mission to make home happen for a new generation of buyers, despite the growing affordability gap. In fact, over 80% of our customers had previously been turned away for a mortgage. That's why our users voted us the UK's Best Mortgage Broker at the British Bank Awards 2022 and 2023.

A real game changer. Like many young people I thought home ownership was out of reach, but Tembo is closing the gap. Not only that, but the staff were amazing & we had every faith that they were going to help us achieve our dreams.

Bains sisters - Tembo customers

Make home happen in 4 simple steps

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Create a Tembo plan

We’ll assess your eligibility and maximum affordability for over 17 buying schemes. Plus we'll show you live interest rates and indicative monthly repayments for each scheme. All in under 10-minutes.

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Talk to an expert

Book a call with our mortgage experts to complete the qualification process, and we’ll cover off any questions you might have about mortgages and the home buying journey. We're open 7-days a week.

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Apply for a mortgage

Once you’ve found a home you love, your dedicated advisor will undertake full affordability checks to prepare the mortgage application. Then we’ll submit it on your behalf. Simple.

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Complete on your dream home!

During the conveyancing process, we’ll liaise with the seller and your solicitors to ensure a smooth purchase. We’ll also provide a free protection review for your insurance needs.