Life insurance quotes from £5* per month

Under the broad category of life insurance, there are various options to consider, with the most familiar being straightforward life insurance. You take out a policy, make monthly payments, and in the unfortunate event of your passing during the policy term, a lump sum is provided to the designated beneficiaries. There are other options like income protection - protecting your income if the worst should happen as well as critical illness that covers you for long-term illness.

Level Term Life Insurance is where the coverage amount remains constant throughout the policy term, making it suitable for consistent financial protection, like income replacement. Whereas, Decreasing Term Life Insurance is where coverage amount decreases over time, often used to cover decreasing financial obligations such as a mortgage. Premiums are typically lower.

Single Life Insurance covers one person, and the payout goes to their beneficiary upon their death whereas Joint Life Insurance Covers two individuals (usually a couple or business partners) under a single policy. Payout occurs upon the death of the first insured person (first-to-die) or the second insured person (second-to-die), depending on the policy type. Premiums are often lower than two separate policies.

Quotes start from £5p/m. The cost of life insurance varies based on factors like age, health, coverage amount, policy type, term length, smoking status, and more. To get an accurate estimate, request quotes from one of our advisers. Costs differ among individuals due to their specific circumstances.

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